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The question prompted me to write (in three weeks) Writing in Retirement: Putting Your New Year's Resolutions to Work. I was told the title might limit sales. However, the point is that those of us of a certain age have lots of experience and hopefully more free time than in our thirties and forties.
Writing in Retirement takes you through the "do I want to do this" thought process, discusses types of writing, lets you know how to put your books for sale at online retailers, and provides guidance on marketing your books. While geared to self-publishing, the ideas apply to those who want to get a publisher.
Writing can be fun. I enjoy it, but I also treat it as a part-time job. The ideas come fairly easily. Getting them into decent shape for a book, which I'm asking readers to pay for, take a lot of time. And a couple of cuss words now and then. I try not to have too many of those make it into books.
If we wait for the perfect time to write, the so-called large block of time, there won't be too many finished projects. Writing is a lot like learning a foreign language. You need to spend a consistent amount of time regularly, and you can't worry about doing it badly before you do it well.
In case you say you don't know where to start, I can recommend another of my books: Words to Write By: Putting Your Thoughts on Paper. The premise is that we have done many things well, so we may not want to tackle something (writing) that seems daunting. The book offers an approach.
Just take it in pieces, and start with something you know. Or begin with something you want to learn about. That's even more fun. Just get started Writing in Retirement.